LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,163
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,008
−HK$859/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,623
+HK$1,756/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$822/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$1,030/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,748
+HK$2,108/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$987/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,014/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,211
−HK$1,202/mo
Today · 4.125%
HK$40,413
baseline
▲ 0.50% · 4.625%
HK$42,872
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,826/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,306
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,441
−HK$1,151/mo
Today · 4.125%
HK$44,592
baseline
▲ 0.50% · 4.625%
HK$46,942
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,184/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,415
−HK$1,545/mo
Today · 4.125%
HK$51,960
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,920/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,394
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,853
−HK$1,479/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,355
+HK$3,023/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,713 · Scale 2, in force from 26 Feb 2026)