LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,164
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,009
−HK$858/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,624
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,030
−HK$822/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,531
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,597
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$1,031/mo
Today · 4.125%
HK$34,641
baseline
▲ 0.50% · 4.625%
HK$36,748
+HK$2,107/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,282/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,236
−HK$987/mo
Today · 4.125%
HK$38,223
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,014/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,446/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,029
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,212
−HK$1,202/mo
Today · 4.125%
HK$40,414
baseline
▲ 0.50% · 4.625%
HK$42,873
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,828/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,307
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,442
−HK$1,151/mo
Today · 4.125%
HK$44,593
baseline
▲ 0.50% · 4.625%
HK$46,943
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,186/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,895
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,416
−HK$1,545/mo
Today · 4.125%
HK$51,961
baseline
▲ 0.50% · 4.625%
HK$55,123
+HK$3,162/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,922/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,395
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,854
−HK$1,480/mo
Today · 4.125%
HK$57,334
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,668/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,723 · Scale 2, in force from 26 Feb 2026)