LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,170
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$858/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$822/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,538
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,604
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,618
−HK$1,030/mo
Today · 4.125%
HK$34,648
baseline
▲ 0.50% · 4.625%
HK$36,756
+HK$2,108/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,296/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,271
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,244
−HK$987/mo
Today · 4.125%
HK$38,231
baseline
▲ 0.50% · 4.625%
HK$40,246
+HK$2,015/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,462/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,038
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,221
−HK$1,202/mo
Today · 4.125%
HK$40,423
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,846/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,316
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,451
−HK$1,152/mo
Today · 4.125%
HK$44,603
baseline
▲ 0.50% · 4.625%
HK$46,954
+HK$2,351/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,206/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,905
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,545/mo
Today · 4.125%
HK$51,972
baseline
▲ 0.50% · 4.625%
HK$55,135
+HK$3,163/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,944/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,407
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,866
−HK$1,480/mo
Today · 4.125%
HK$57,346
baseline
▲ 0.50% · 4.625%
HK$60,369
+HK$3,023/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,692/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,820 · Scale 2, in force from 26 Feb 2026)