LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,170
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,016
−HK$858/mo
Today · 4.125%
HK$28,874
baseline
▲ 0.50% · 4.625%
HK$30,631
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,748/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,227
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$823/mo
Today · 4.125%
HK$31,860
baseline
▲ 0.50% · 4.625%
HK$33,539
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,720/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,605
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,619
−HK$1,030/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,757
+HK$2,108/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,272
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$987/mo
Today · 4.125%
HK$38,232
baseline
▲ 0.50% · 4.625%
HK$40,247
+HK$2,015/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,464/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,039
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,222
−HK$1,202/mo
Today · 4.125%
HK$40,424
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,460/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,848/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,318
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,452
−HK$1,152/mo
Today · 4.125%
HK$44,604
baseline
▲ 0.50% · 4.625%
HK$46,955
+HK$2,351/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,208/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,907
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,428
−HK$1,546/mo
Today · 4.125%
HK$51,974
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$3,162/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,948/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,408
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,481/mo
Today · 4.125%
HK$57,348
baseline
▲ 0.50% · 4.625%
HK$60,371
+HK$3,023/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,696/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,832 · Scale 2, in force from 26 Feb 2026)