LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,174
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,020
−HK$858/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$823/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,609
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,624
−HK$1,030/mo
Today · 4.125%
HK$34,654
baseline
▲ 0.50% · 4.625%
HK$36,763
+HK$2,109/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,308/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,277
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,250
−HK$987/mo
Today · 4.125%
HK$38,237
baseline
▲ 0.50% · 4.625%
HK$40,253
+HK$2,016/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,474/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,202/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,460/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,151/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,352/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,914
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,435
−HK$1,546/mo
Today · 4.125%
HK$51,981
baseline
▲ 0.50% · 4.625%
HK$55,144
+HK$3,163/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$103,962/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,416
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,480/mo
Today · 4.125%
HK$57,356
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,023/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,712/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,897 · Scale 2, in force from 26 Feb 2026)