LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,176
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$859/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,637
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,233
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,044
−HK$822/mo
Today · 4.125%
HK$31,866
baseline
▲ 0.50% · 4.625%
HK$33,546
+HK$1,680/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,732/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$1,031/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$2,109/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,280
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$987/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,015/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,230
−HK$1,202/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,460/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,326
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,461
−HK$1,152/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$46,964
+HK$2,351/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,917
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,438
−HK$1,546/mo
Today · 4.125%
HK$51,984
baseline
▲ 0.50% · 4.625%
HK$55,147
+HK$3,163/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$103,968/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,419
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,879
−HK$1,480/mo
Today · 4.125%
HK$57,359
baseline
▲ 0.50% · 4.625%
HK$60,383
+HK$3,024/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,718/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,922 · Scale 2, in force from 26 Feb 2026)