LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,181
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$859/mo
Today · 4.125%
HK$28,886
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,772/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,239
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,050
−HK$823/mo
Today · 4.125%
HK$31,873
baseline
▲ 0.50% · 4.625%
HK$33,553
+HK$1,680/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,746/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$1,031/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$2,109/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,260
−HK$987/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,263
+HK$2,016/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,054
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,237
−HK$1,203/mo
Today · 4.125%
HK$40,440
baseline
▲ 0.50% · 4.625%
HK$42,901
+HK$2,461/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$80,880/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,334
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,470
−HK$1,152/mo
Today · 4.125%
HK$44,622
baseline
▲ 0.50% · 4.625%
HK$46,974
+HK$2,352/mo
Deposit HK$3.58M · loan HK$8.34M · min. income ≈ HK$89,244/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,926
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,448
−HK$1,546/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$55,158
+HK$3,164/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,430
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,890
−HK$1,481/mo
Today · 4.125%
HK$57,371
baseline
▲ 0.50% · 4.625%
HK$60,395
+HK$3,024/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,742/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,010 · Scale 2, in force from 26 Feb 2026)