LTV · monthly repayment
▼ 0.50% · 3.625%
HK$271,826
−HK$17,046/mo
▼ 0.25% · 3.875%
HK$280,281
−HK$8,591/mo
Today · 4.125%
HK$288,872
baseline
▲ 0.50% · 4.625%
HK$306,449
+HK$17,577/mo
Deposit HK$59.60M · loan HK$59.60M · min. income ≈ HK$577,744/mo (50% DSR)
Upfront cash ≈ HK$67.35M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,404
−HK$16,338/mo
▼ 0.25% · 3.875%
HK$310,514
−HK$8,228/mo
Today · 4.125%
HK$318,742
baseline
▲ 0.50% · 4.625%
HK$335,543
+HK$16,801/mo
Deposit HK$59.60M · loan HK$59.60M · min. income ≈ HK$637,484/mo (50% DSR)
Upfront cash ≈ HK$67.35M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,191
−HK$20,455/mo
▼ 0.25% · 3.875%
HK$336,338
−HK$10,308/mo
Today · 4.125%
HK$346,646
baseline
▲ 0.50% · 4.625%
HK$367,739
+HK$21,093/mo
Deposit HK$47.68M · loan HK$71.53M · min. income ≈ HK$693,292/mo (50% DSR)
Upfront cash ≈ HK$55.43M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,885
−HK$19,605/mo
▼ 0.25% · 3.875%
HK$372,617
−HK$9,873/mo
Today · 4.125%
HK$382,490
baseline
▲ 0.50% · 4.625%
HK$402,652
+HK$20,162/mo
Deposit HK$47.68M · loan HK$71.53M · min. income ≈ HK$764,980/mo (50% DSR)
Upfront cash ≈ HK$55.43M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,557
−HK$23,864/mo
▼ 0.25% · 3.875%
HK$392,394
−HK$12,027/mo
Today · 4.125%
HK$404,421
baseline
▲ 0.50% · 4.625%
HK$429,029
+HK$24,608/mo
Deposit HK$35.76M · loan HK$83.45M · min. income ≈ HK$808,842/mo (50% DSR)
Upfront cash ≈ HK$43.51M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,365
−HK$22,874/mo
▼ 0.25% · 3.875%
HK$434,720
−HK$11,519/mo
Today · 4.125%
HK$446,239
baseline
▲ 0.50% · 4.625%
HK$469,760
+HK$23,521/mo
Deposit HK$35.76M · loan HK$83.45M · min. income ≈ HK$892,478/mo (50% DSR)
Upfront cash ≈ HK$43.51M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$489,287
−HK$30,683/mo
▼ 0.25% · 3.875%
HK$504,507
−HK$15,463/mo
Today · 4.125%
HK$519,970
baseline
▲ 0.50% · 4.625%
HK$551,609
+HK$31,639/mo
Deposit HK$11.92M · loan HK$107.29M · min. income ≈ HK$1,039,940/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$544,327
−HK$29,408/mo
▼ 0.25% · 3.875%
HK$558,926
−HK$14,809/mo
Today · 4.125%
HK$573,735
baseline
▲ 0.50% · 4.625%
HK$603,978
+HK$30,243/mo
Deposit HK$11.92M · loan HK$107.29M · min. income ≈ HK$1,147,470/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$7,748,559 · Scale 2, in force from 26 Feb 2026)