LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,184
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$859/mo
Today · 4.125%
HK$28,889
baseline
▲ 0.50% · 4.625%
HK$30,646
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,778/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$823/mo
Today · 4.125%
HK$31,876
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,680/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,752/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,621
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,635
−HK$1,031/mo
Today · 4.125%
HK$34,666
baseline
▲ 0.50% · 4.625%
HK$36,776
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,332/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,290
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$987/mo
Today · 4.125%
HK$38,251
baseline
▲ 0.50% · 4.625%
HK$40,267
+HK$2,016/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,502/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,058
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,241
−HK$1,203/mo
Today · 4.125%
HK$40,444
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,461/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,888/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,339
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,474
−HK$1,152/mo
Today · 4.125%
HK$44,626
baseline
▲ 0.50% · 4.625%
HK$46,978
+HK$2,352/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,252/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,931
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,453
−HK$1,547/mo
Today · 4.125%
HK$52,000
baseline
▲ 0.50% · 4.625%
HK$55,164
+HK$3,164/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,000/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,435
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,895
−HK$1,481/mo
Today · 4.125%
HK$57,376
baseline
▲ 0.50% · 4.625%
HK$60,401
+HK$3,025/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,752/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,055 · Scale 2, in force from 26 Feb 2026)