LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,187
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,033
−HK$859/mo
Today · 4.125%
HK$28,892
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,784/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,246
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,057
−HK$823/mo
Today · 4.125%
HK$31,880
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,680/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,760/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$1,031/mo
Today · 4.125%
HK$34,671
baseline
▲ 0.50% · 4.625%
HK$36,780
+HK$2,109/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,342/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,268
−HK$988/mo
Today · 4.125%
HK$38,256
baseline
▲ 0.50% · 4.625%
HK$40,272
+HK$2,016/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,512/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,062
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,246
−HK$1,203/mo
Today · 4.125%
HK$40,449
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,898/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,344
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,480
−HK$1,152/mo
Today · 4.125%
HK$44,632
baseline
▲ 0.50% · 4.625%
HK$46,984
+HK$2,352/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,264/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,937
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,460
−HK$1,546/mo
Today · 4.125%
HK$52,006
baseline
▲ 0.50% · 4.625%
HK$55,171
+HK$3,165/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,012/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,442
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,903
−HK$1,481/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,409
+HK$3,025/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,113 · Scale 2, in force from 26 Feb 2026)