LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,189
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,034
−HK$860/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,247
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$823/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,562
+HK$1,681/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,641
−HK$1,031/mo
Today · 4.125%
HK$34,672
baseline
▲ 0.50% · 4.625%
HK$36,782
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,344/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,297
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,270
−HK$988/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,274
+HK$2,016/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,064
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,248
−HK$1,203/mo
Today · 4.125%
HK$40,451
baseline
▲ 0.50% · 4.625%
HK$42,913
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,902/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,346
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,482
−HK$1,152/mo
Today · 4.125%
HK$44,634
baseline
▲ 0.50% · 4.625%
HK$46,987
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,268/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,940
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,462
−HK$1,547/mo
Today · 4.125%
HK$52,009
baseline
▲ 0.50% · 4.625%
HK$55,173
+HK$3,164/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,018/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,445
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,905
−HK$1,482/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,411
+HK$3,024/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,134 · Scale 2, in force from 26 Feb 2026)