LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,191
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$860/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,249
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$823/mo
Today · 4.125%
HK$31,884
baseline
▲ 0.50% · 4.625%
HK$33,564
+HK$1,680/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,768/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,629
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$1,031/mo
Today · 4.125%
HK$34,675
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,350/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,299
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,273
−HK$987/mo
Today · 4.125%
HK$38,260
baseline
▲ 0.50% · 4.625%
HK$40,277
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,520/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,067
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,203/mo
Today · 4.125%
HK$40,454
baseline
▲ 0.50% · 4.625%
HK$42,916
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,908/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,485
−HK$1,152/mo
Today · 4.125%
HK$44,637
baseline
▲ 0.50% · 4.625%
HK$46,990
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,274/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,943
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,546/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$55,177
+HK$3,165/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,449
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,909
−HK$1,481/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,416
+HK$3,026/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,164 · Scale 2, in force from 26 Feb 2026)