LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,191
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,037
−HK$859/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$823/mo
Today · 4.125%
HK$31,884
baseline
▲ 0.50% · 4.625%
HK$33,565
+HK$1,681/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,768/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,629
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$1,031/mo
Today · 4.125%
HK$34,675
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$69,350/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,300
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,273
−HK$988/mo
Today · 4.125%
HK$38,261
baseline
▲ 0.50% · 4.625%
HK$40,278
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.15M · min. income ≈ HK$76,522/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,067
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,252
−HK$1,203/mo
Today · 4.125%
HK$40,455
baseline
▲ 0.50% · 4.625%
HK$42,916
+HK$2,461/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,910/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,350
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,485
−HK$1,153/mo
Today · 4.125%
HK$44,638
baseline
▲ 0.50% · 4.625%
HK$46,991
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,276/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,547/mo
Today · 4.125%
HK$52,013
baseline
▲ 0.50% · 4.625%
HK$55,178
+HK$3,165/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,026/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,450
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,910
−HK$1,481/mo
Today · 4.125%
HK$57,391
baseline
▲ 0.50% · 4.625%
HK$60,417
+HK$3,026/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,782/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,172 · Scale 2, in force from 26 Feb 2026)