LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,194
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$860/mo
Today · 4.125%
HK$28,899
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,798/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,064
−HK$823/mo
Today · 4.125%
HK$31,887
baseline
▲ 0.50% · 4.625%
HK$33,568
+HK$1,681/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,774/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,632
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,647
−HK$1,032/mo
Today · 4.125%
HK$34,679
baseline
▲ 0.50% · 4.625%
HK$36,789
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,358/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,303
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,277
−HK$987/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,281
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,071
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,255
−HK$1,203/mo
Today · 4.125%
HK$40,458
baseline
▲ 0.50% · 4.625%
HK$42,920
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,916/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,354
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,489
−HK$1,153/mo
Today · 4.125%
HK$44,642
baseline
▲ 0.50% · 4.625%
HK$46,995
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,284/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,948
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,471
−HK$1,547/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$55,183
+HK$3,165/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,455
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,915
−HK$1,482/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,422
+HK$3,025/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,213 · Scale 2, in force from 26 Feb 2026)