LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,194
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$860/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,758/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$823/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,681/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,633
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$1,032/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,278
−HK$987/mo
Today · 4.125%
HK$38,265
baseline
▲ 0.50% · 4.625%
HK$40,282
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,530/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,072
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,203/mo
Today · 4.125%
HK$40,459
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,918/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,491
−HK$1,152/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$46,996
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,950
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,472
−HK$1,547/mo
Today · 4.125%
HK$52,019
baseline
▲ 0.50% · 4.625%
HK$55,185
+HK$3,166/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,038/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,456
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,917
−HK$1,481/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,424
+HK$3,026/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,225 · Scale 2, in force from 26 Feb 2026)