LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,198
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,044
−HK$860/mo
Today · 4.125%
HK$28,904
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,759/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,808/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,069
−HK$824/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,574
+HK$1,681/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,638
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,653
−HK$1,032/mo
Today · 4.125%
HK$34,685
baseline
▲ 0.50% · 4.625%
HK$36,795
+HK$2,110/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,370/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,309
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,283
−HK$988/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,078
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,262
−HK$1,203/mo
Today · 4.125%
HK$40,465
baseline
▲ 0.50% · 4.625%
HK$42,928
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,930/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,361
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,497
−HK$1,153/mo
Today · 4.125%
HK$44,650
baseline
▲ 0.50% · 4.625%
HK$47,003
+HK$2,353/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,300/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,957
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,480
−HK$1,547/mo
Today · 4.125%
HK$52,027
baseline
▲ 0.50% · 4.625%
HK$55,193
+HK$3,166/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$104,054/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,925
−HK$1,482/mo
Today · 4.125%
HK$57,407
baseline
▲ 0.50% · 4.625%
HK$60,433
+HK$3,026/mo
Deposit HK$1.19M · loan HK$10.73M · min. income ≈ HK$114,814/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,291 · Scale 2, in force from 26 Feb 2026)