LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,204
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,051
−HK$859/mo
Today · 4.125%
HK$28,910
baseline
▲ 0.50% · 4.625%
HK$30,670
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,820/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,265
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$824/mo
Today · 4.125%
HK$31,900
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,681/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,800/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$1,031/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,803
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,318
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$988/mo
Today · 4.125%
HK$38,280
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,560/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,086
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,271
−HK$1,204/mo
Today · 4.125%
HK$40,475
baseline
▲ 0.50% · 4.625%
HK$42,937
+HK$2,462/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,950/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,371
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,507
−HK$1,153/mo
Today · 4.125%
HK$44,660
baseline
▲ 0.50% · 4.625%
HK$47,014
+HK$2,354/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,320/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,968
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,491
−HK$1,548/mo
Today · 4.125%
HK$52,039
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$3,166/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,078/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,937
−HK$1,483/mo
Today · 4.125%
HK$57,420
baseline
▲ 0.50% · 4.625%
HK$60,446
+HK$3,026/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,840/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,391 · Scale 2, in force from 26 Feb 2026)