LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,205
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,051
−HK$860/mo
Today · 4.125%
HK$28,911
baseline
▲ 0.50% · 4.625%
HK$30,670
+HK$1,759/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,822/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,265
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,077
−HK$823/mo
Today · 4.125%
HK$31,900
baseline
▲ 0.50% · 4.625%
HK$33,582
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,800/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,646
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$1,032/mo
Today · 4.125%
HK$34,693
baseline
▲ 0.50% · 4.625%
HK$36,804
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,386/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,318
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$989/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,298
+HK$2,017/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,087
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,272
−HK$1,203/mo
Today · 4.125%
HK$40,475
baseline
▲ 0.50% · 4.625%
HK$42,938
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,950/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,371
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,508
−HK$1,153/mo
Today · 4.125%
HK$44,661
baseline
▲ 0.50% · 4.625%
HK$47,015
+HK$2,354/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,322/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,969
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,492
−HK$1,548/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$55,206
+HK$3,166/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,478
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,939
−HK$1,482/mo
Today · 4.125%
HK$57,421
baseline
▲ 0.50% · 4.625%
HK$60,448
+HK$3,027/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,842/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,401 · Scale 2, in force from 26 Feb 2026)