LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,209
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$860/mo
Today · 4.125%
HK$28,916
baseline
▲ 0.50% · 4.625%
HK$30,675
+HK$1,759/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,832/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,270
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$824/mo
Today · 4.125%
HK$31,906
baseline
▲ 0.50% · 4.625%
HK$33,587
+HK$1,681/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,812/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,651
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,667
−HK$1,032/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,810
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,324
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$988/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,305
+HK$2,018/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,093
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,278
−HK$1,204/mo
Today · 4.125%
HK$40,482
baseline
▲ 0.50% · 4.625%
HK$42,945
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,964/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,378
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,515
−HK$1,153/mo
Today · 4.125%
HK$44,668
baseline
▲ 0.50% · 4.625%
HK$47,022
+HK$2,354/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,336/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,977
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,501
−HK$1,547/mo
Today · 4.125%
HK$52,048
baseline
▲ 0.50% · 4.625%
HK$55,215
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,096/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,486
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,948
−HK$1,482/mo
Today · 4.125%
HK$57,430
baseline
▲ 0.50% · 4.625%
HK$60,457
+HK$3,027/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,860/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,474 · Scale 2, in force from 26 Feb 2026)