LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,210
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$860/mo
Today · 4.125%
HK$28,916
baseline
▲ 0.50% · 4.625%
HK$30,676
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,832/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,083
−HK$823/mo
Today · 4.125%
HK$31,906
baseline
▲ 0.50% · 4.625%
HK$33,588
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,812/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,668
−HK$1,031/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$2,112/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,325
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$988/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,019/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,094
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,279
−HK$1,204/mo
Today · 4.125%
HK$40,483
baseline
▲ 0.50% · 4.625%
HK$42,946
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,966/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,379
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,516
−HK$1,153/mo
Today · 4.125%
HK$44,669
baseline
▲ 0.50% · 4.625%
HK$47,023
+HK$2,354/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,338/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,978
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,501
−HK$1,548/mo
Today · 4.125%
HK$52,049
baseline
▲ 0.50% · 4.625%
HK$55,216
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,098/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,487
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,949
−HK$1,482/mo
Today · 4.125%
HK$57,431
baseline
▲ 0.50% · 4.625%
HK$60,458
+HK$3,027/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,862/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,482 · Scale 2, in force from 26 Feb 2026)