LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,211
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,057
−HK$860/mo
Today · 4.125%
HK$28,917
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,834/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,272
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$823/mo
Today · 4.125%
HK$31,907
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,814/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,653
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,669
−HK$1,032/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,812
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,326
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,300
−HK$989/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,018/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,095
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,280
−HK$1,204/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,381
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,517
−HK$1,153/mo
Today · 4.125%
HK$44,670
baseline
▲ 0.50% · 4.625%
HK$47,025
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,340/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,980
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,503
−HK$1,548/mo
Today · 4.125%
HK$52,051
baseline
▲ 0.50% · 4.625%
HK$55,218
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,102/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,489
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,951
−HK$1,482/mo
Today · 4.125%
HK$57,433
baseline
▲ 0.50% · 4.625%
HK$60,460
+HK$3,027/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,866/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,497 · Scale 2, in force from 26 Feb 2026)