LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,212
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$860/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,678
+HK$1,759/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,273
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,085
−HK$824/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,591
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$1,032/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,814
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,328
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,302
−HK$989/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,309
+HK$2,018/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,282
−HK$1,204/mo
Today · 4.125%
HK$40,486
baseline
▲ 0.50% · 4.625%
HK$42,950
+HK$2,464/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,972/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,383
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,519
−HK$1,154/mo
Today · 4.125%
HK$44,673
baseline
▲ 0.50% · 4.625%
HK$47,027
+HK$2,354/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,346/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,982
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,506
−HK$1,548/mo
Today · 4.125%
HK$52,054
baseline
▲ 0.50% · 4.625%
HK$55,221
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,108/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,492
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,954
−HK$1,482/mo
Today · 4.125%
HK$57,436
baseline
▲ 0.50% · 4.625%
HK$60,464
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,872/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,521 · Scale 2, in force from 26 Feb 2026)