LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,213
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$860/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,274
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$824/mo
Today · 4.125%
HK$31,910
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,820/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$1,032/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,815
+HK$2,112/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,329
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,303
−HK$988/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,019/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,098
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,283
−HK$1,204/mo
Today · 4.125%
HK$40,487
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,464/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,974/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,384
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,520
−HK$1,153/mo
Today · 4.125%
HK$44,673
baseline
▲ 0.50% · 4.625%
HK$47,028
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,346/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,983
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,507
−HK$1,548/mo
Today · 4.125%
HK$52,055
baseline
▲ 0.50% · 4.625%
HK$55,222
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,110/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,955
−HK$1,482/mo
Today · 4.125%
HK$57,437
baseline
▲ 0.50% · 4.625%
HK$60,465
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,874/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,529 · Scale 2, in force from 26 Feb 2026)