LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,214
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$860/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,680
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,275
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,087
−HK$824/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,593
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,657
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$1,032/mo
Today · 4.125%
HK$34,705
baseline
▲ 0.50% · 4.625%
HK$36,816
+HK$2,111/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,410/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,330
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,305
−HK$988/mo
Today · 4.125%
HK$38,293
baseline
▲ 0.50% · 4.625%
HK$40,312
+HK$2,019/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,586/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,100
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,285
−HK$1,204/mo
Today · 4.125%
HK$40,489
baseline
▲ 0.50% · 4.625%
HK$42,952
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,978/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,385
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,522
−HK$1,153/mo
Today · 4.125%
HK$44,675
baseline
▲ 0.50% · 4.625%
HK$47,030
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,350/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,985
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,509
−HK$1,548/mo
Today · 4.125%
HK$52,057
baseline
▲ 0.50% · 4.625%
HK$55,224
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,114/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,495
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,957
−HK$1,483/mo
Today · 4.125%
HK$57,440
baseline
▲ 0.50% · 4.625%
HK$60,467
+HK$3,027/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,880/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,548 · Scale 2, in force from 26 Feb 2026)