LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,216
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$861/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,682
+HK$1,759/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,277
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,089
−HK$824/mo
Today · 4.125%
HK$31,913
baseline
▲ 0.50% · 4.625%
HK$33,595
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,826/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,659
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,675
−HK$1,032/mo
Today · 4.125%
HK$34,707
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$2,112/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,414/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,307
−HK$989/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,314
+HK$2,018/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,287
−HK$1,205/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,955
+HK$2,463/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,388
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,525
−HK$1,153/mo
Today · 4.125%
HK$44,678
baseline
▲ 0.50% · 4.625%
HK$47,033
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.35M · min. income ≈ HK$89,356/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,512
−HK$1,549/mo
Today · 4.125%
HK$52,061
baseline
▲ 0.50% · 4.625%
HK$55,228
+HK$3,167/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,122/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,499
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,961
−HK$1,483/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,472
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,579 · Scale 2, in force from 26 Feb 2026)