LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,218
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$861/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,685
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,092
−HK$823/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,661
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,677
−HK$1,033/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$2,112/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,335
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,310
−HK$989/mo
Today · 4.125%
HK$38,299
baseline
▲ 0.50% · 4.625%
HK$40,317
+HK$2,018/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,598/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,105
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,290
−HK$1,204/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,464/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,391
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,528
−HK$1,154/mo
Today · 4.125%
HK$44,682
baseline
▲ 0.50% · 4.625%
HK$47,037
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,364/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,516
−HK$1,548/mo
Today · 4.125%
HK$52,064
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$3,168/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,128/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,965
−HK$1,483/mo
Today · 4.125%
HK$57,448
baseline
▲ 0.50% · 4.625%
HK$60,476
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,896/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,612 · Scale 2, in force from 26 Feb 2026)