LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,220
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$860/mo
Today · 4.125%
HK$28,926
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,852/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,281
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$823/mo
Today · 4.125%
HK$31,917
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,834/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$1,033/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,824
+HK$2,112/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,312
−HK$989/mo
Today · 4.125%
HK$38,301
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,019/mo
Deposit HK$4.77M · loan HK$7.16M · min. income ≈ HK$76,602/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,293
−HK$1,204/mo
Today · 4.125%
HK$40,497
baseline
▲ 0.50% · 4.625%
HK$42,961
+HK$2,464/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$80,994/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,394
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,531
−HK$1,153/mo
Today · 4.125%
HK$44,684
baseline
▲ 0.50% · 4.625%
HK$47,040
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,368/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,995
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,519
−HK$1,549/mo
Today · 4.125%
HK$52,068
baseline
▲ 0.50% · 4.625%
HK$55,236
+HK$3,168/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,136/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,507
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,969
−HK$1,482/mo
Today · 4.125%
HK$57,451
baseline
▲ 0.50% · 4.625%
HK$60,480
+HK$3,029/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,902/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,640 · Scale 2, in force from 26 Feb 2026)