LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,221
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$860/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,688
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,283
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,095
−HK$824/mo
Today · 4.125%
HK$31,919
baseline
▲ 0.50% · 4.625%
HK$33,602
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,838/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,665
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$1,033/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,826
+HK$2,112/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,340
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,314
−HK$989/mo
Today · 4.125%
HK$38,303
baseline
▲ 0.50% · 4.625%
HK$40,322
+HK$2,019/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$76,606/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,109
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,204/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,964
+HK$2,465/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,396
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,533
−HK$1,154/mo
Today · 4.125%
HK$44,687
baseline
▲ 0.50% · 4.625%
HK$47,042
+HK$2,355/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,374/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,522
−HK$1,548/mo
Today · 4.125%
HK$52,070
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$3,169/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,140/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,510
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,972
−HK$1,483/mo
Today · 4.125%
HK$57,455
baseline
▲ 0.50% · 4.625%
HK$60,483
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,910/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,664 · Scale 2, in force from 26 Feb 2026)