LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,222
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,069
−HK$861/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,690
+HK$1,760/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,097
−HK$824/mo
Today · 4.125%
HK$31,921
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,682/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,842/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,667
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,683
−HK$1,032/mo
Today · 4.125%
HK$34,715
baseline
▲ 0.50% · 4.625%
HK$36,828
+HK$2,113/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$69,430/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,342
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,316
−HK$989/mo
Today · 4.125%
HK$38,305
baseline
▲ 0.50% · 4.625%
HK$40,324
+HK$2,019/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$76,610/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,111
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,297
−HK$1,204/mo
Today · 4.125%
HK$40,501
baseline
▲ 0.50% · 4.625%
HK$42,966
+HK$2,465/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,002/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,399
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,536
−HK$1,153/mo
Today · 4.125%
HK$44,689
baseline
▲ 0.50% · 4.625%
HK$47,045
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,378/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,000
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,525
−HK$1,548/mo
Today · 4.125%
HK$52,073
baseline
▲ 0.50% · 4.625%
HK$55,242
+HK$3,169/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$104,146/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,512
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,974
−HK$1,484/mo
Today · 4.125%
HK$57,458
baseline
▲ 0.50% · 4.625%
HK$60,486
+HK$3,028/mo
Deposit HK$1.19M · loan HK$10.74M · min. income ≈ HK$114,916/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,688 · Scale 2, in force from 26 Feb 2026)