LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,224
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$860/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$824/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,669
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,685
−HK$1,033/mo
Today · 4.125%
HK$34,718
baseline
▲ 0.50% · 4.625%
HK$36,830
+HK$2,112/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$69,436/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,344
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,319
−HK$988/mo
Today · 4.125%
HK$38,307
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$76,614/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,114
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,205/mo
Today · 4.125%
HK$40,504
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,464/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,008/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,401
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,538
−HK$1,154/mo
Today · 4.125%
HK$44,692
baseline
▲ 0.50% · 4.625%
HK$47,048
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,384/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,003
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,528
−HK$1,548/mo
Today · 4.125%
HK$52,076
baseline
▲ 0.50% · 4.625%
HK$55,245
+HK$3,169/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,152/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,516
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,978
−HK$1,483/mo
Today · 4.125%
HK$57,461
baseline
▲ 0.50% · 4.625%
HK$60,490
+HK$3,029/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,922/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,716 · Scale 2, in force from 26 Feb 2026)