LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,230
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$860/mo
Today · 4.125%
HK$28,937
baseline
▲ 0.50% · 4.625%
HK$30,698
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,874/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,105
−HK$824/mo
Today · 4.125%
HK$31,929
baseline
▲ 0.50% · 4.625%
HK$33,612
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,858/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,676
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,692
−HK$1,033/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,838
+HK$2,113/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,351
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,326
−HK$989/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,335
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.16M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,205/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,977
+HK$2,465/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,410
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,154/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,014
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,549/mo
Today · 4.125%
HK$52,087
baseline
▲ 0.50% · 4.625%
HK$55,257
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,174/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,527
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,989
−HK$1,484/mo
Today · 4.125%
HK$57,473
baseline
▲ 0.50% · 4.625%
HK$60,502
+HK$3,029/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,946/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,808 · Scale 2, in force from 26 Feb 2026)