LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,230
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$861/mo
Today · 4.125%
HK$28,938
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,876/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,106
−HK$824/mo
Today · 4.125%
HK$31,930
baseline
▲ 0.50% · 4.625%
HK$33,613
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,860/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,676
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,693
−HK$1,032/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,838
+HK$2,113/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,352
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,327
−HK$989/mo
Today · 4.125%
HK$38,316
baseline
▲ 0.50% · 4.625%
HK$40,336
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,632/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,308
−HK$1,205/mo
Today · 4.125%
HK$40,513
baseline
▲ 0.50% · 4.625%
HK$42,978
+HK$2,465/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,026/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,411
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,548
−HK$1,154/mo
Today · 4.125%
HK$44,702
baseline
▲ 0.50% · 4.625%
HK$47,058
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,404/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,015
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,539
−HK$1,549/mo
Today · 4.125%
HK$52,088
baseline
▲ 0.50% · 4.625%
HK$55,258
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,176/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,528
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,991
−HK$1,483/mo
Today · 4.125%
HK$57,474
baseline
▲ 0.50% · 4.625%
HK$60,504
+HK$3,030/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,948/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,817 · Scale 2, in force from 26 Feb 2026)