LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,234
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,081
−HK$861/mo
Today · 4.125%
HK$28,942
baseline
▲ 0.50% · 4.625%
HK$30,703
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,884/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,110
−HK$824/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,697
−HK$1,033/mo
Today · 4.125%
HK$34,730
baseline
▲ 0.50% · 4.625%
HK$36,843
+HK$2,113/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,460/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$989/mo
Today · 4.125%
HK$38,321
baseline
▲ 0.50% · 4.625%
HK$40,341
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,642/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,127
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,313
−HK$1,205/mo
Today · 4.125%
HK$40,518
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,036/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,416
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,554
−HK$1,154/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,064
+HK$2,356/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,021
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,549/mo
Today · 4.125%
HK$52,095
baseline
▲ 0.50% · 4.625%
HK$55,265
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,190/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,535
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,998
−HK$1,483/mo
Today · 4.125%
HK$57,481
baseline
▲ 0.50% · 4.625%
HK$60,511
+HK$3,030/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,962/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,873 · Scale 2, in force from 26 Feb 2026)