LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,236
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$861/mo
Today · 4.125%
HK$28,944
baseline
▲ 0.50% · 4.625%
HK$30,705
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,299
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$824/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,683
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,699
−HK$1,033/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,846
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,359
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,334
−HK$990/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,344
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,130
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,316
−HK$1,205/mo
Today · 4.125%
HK$40,521
baseline
▲ 0.50% · 4.625%
HK$42,987
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,042/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,419
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,557
−HK$1,154/mo
Today · 4.125%
HK$44,711
baseline
▲ 0.50% · 4.625%
HK$47,068
+HK$2,357/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,422/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,024
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,549
−HK$1,550/mo
Today · 4.125%
HK$52,099
baseline
▲ 0.50% · 4.625%
HK$55,269
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,198/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,539
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,002
−HK$1,484/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,516
+HK$3,030/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,906 · Scale 2, in force from 26 Feb 2026)