LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,238
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$861/mo
Today · 4.125%
HK$28,946
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,892/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,302
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$824/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,623
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$1,033/mo
Today · 4.125%
HK$34,735
baseline
▲ 0.50% · 4.625%
HK$36,849
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,470/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,362
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$989/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,347
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,133
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,319
−HK$1,206/mo
Today · 4.125%
HK$40,525
baseline
▲ 0.50% · 4.625%
HK$42,990
+HK$2,465/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,050/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,423
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,561
−HK$1,154/mo
Today · 4.125%
HK$44,715
baseline
▲ 0.50% · 4.625%
HK$47,072
+HK$2,357/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,430/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,029
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,549/mo
Today · 4.125%
HK$52,103
baseline
▲ 0.50% · 4.625%
HK$55,273
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,206/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,007
−HK$1,484/mo
Today · 4.125%
HK$57,491
baseline
▲ 0.50% · 4.625%
HK$60,521
+HK$3,030/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,982/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,945 · Scale 2, in force from 26 Feb 2026)