LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,239
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,087
−HK$860/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,709
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,303
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$825/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,683/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,687
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,704
−HK$1,033/mo
Today · 4.125%
HK$34,737
baseline
▲ 0.50% · 4.625%
HK$36,851
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,474/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,364
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,339
−HK$990/mo
Today · 4.125%
HK$38,329
baseline
▲ 0.50% · 4.625%
HK$40,349
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,658/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,135
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,321
−HK$1,205/mo
Today · 4.125%
HK$40,526
baseline
▲ 0.50% · 4.625%
HK$42,992
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,052/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,425
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,563
−HK$1,154/mo
Today · 4.125%
HK$44,717
baseline
▲ 0.50% · 4.625%
HK$47,074
+HK$2,357/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,434/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,031
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,556
−HK$1,549/mo
Today · 4.125%
HK$52,105
baseline
▲ 0.50% · 4.625%
HK$55,276
+HK$3,171/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,210/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,546
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,009
−HK$1,484/mo
Today · 4.125%
HK$57,493
baseline
▲ 0.50% · 4.625%
HK$60,524
+HK$3,031/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,986/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$447,964 · Scale 2, in force from 26 Feb 2026)