LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,242
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,089
−HK$861/mo
Today · 4.125%
HK$28,950
baseline
▲ 0.50% · 4.625%
HK$30,712
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,900/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,306
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,119
−HK$825/mo
Today · 4.125%
HK$31,944
baseline
▲ 0.50% · 4.625%
HK$33,628
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,888/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,690
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,707
−HK$1,033/mo
Today · 4.125%
HK$34,740
baseline
▲ 0.50% · 4.625%
HK$36,854
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,480/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,343
−HK$990/mo
Today · 4.125%
HK$38,333
baseline
▲ 0.50% · 4.625%
HK$40,353
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,666/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,325
−HK$1,205/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,997
+HK$2,467/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,567
−HK$1,154/mo
Today · 4.125%
HK$44,721
baseline
▲ 0.50% · 4.625%
HK$47,079
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,442/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,036
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,561
−HK$1,550/mo
Today · 4.125%
HK$52,111
baseline
▲ 0.50% · 4.625%
HK$55,281
+HK$3,170/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,222/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,552
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,015
−HK$1,484/mo
Today · 4.125%
HK$57,499
baseline
▲ 0.50% · 4.625%
HK$60,530
+HK$3,031/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$114,998/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,010 · Scale 2, in force from 26 Feb 2026)