LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,243
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,090
−HK$861/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,120
−HK$825/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$1,034/mo
Today · 4.125%
HK$34,742
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,484/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,369
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$990/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,355
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,140
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,327
−HK$1,205/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,998
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,431
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,569
−HK$1,154/mo
Today · 4.125%
HK$44,723
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,357/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,446/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,549/mo
Today · 4.125%
HK$52,112
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$3,171/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,224/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,554
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,017
−HK$1,484/mo
Today · 4.125%
HK$57,501
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,031/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,002/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,026 · Scale 2, in force from 26 Feb 2026)