LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,244
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,091
−HK$861/mo
Today · 4.125%
HK$28,952
baseline
▲ 0.50% · 4.625%
HK$30,714
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,904/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$825/mo
Today · 4.125%
HK$31,946
baseline
▲ 0.50% · 4.625%
HK$33,630
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,892/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$1,034/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$990/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,141
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,205/mo
Today · 4.125%
HK$40,533
baseline
▲ 0.50% · 4.625%
HK$42,999
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,066/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,432
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,570
−HK$1,154/mo
Today · 4.125%
HK$44,724
baseline
▲ 0.50% · 4.625%
HK$47,082
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,448/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,039
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,550/mo
Today · 4.125%
HK$52,114
baseline
▲ 0.50% · 4.625%
HK$55,285
+HK$3,171/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,228/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,555
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,018
−HK$1,484/mo
Today · 4.125%
HK$57,502
baseline
▲ 0.50% · 4.625%
HK$60,533
+HK$3,031/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,004/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,037 · Scale 2, in force from 26 Feb 2026)