LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,245
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,093
−HK$861/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,310
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$825/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,632
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,712
−HK$1,033/mo
Today · 4.125%
HK$34,745
baseline
▲ 0.50% · 4.625%
HK$36,859
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,490/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$990/mo
Today · 4.125%
HK$38,338
baseline
▲ 0.50% · 4.625%
HK$40,358
+HK$2,020/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,676/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,330
−HK$1,206/mo
Today · 4.125%
HK$40,536
baseline
▲ 0.50% · 4.625%
HK$43,002
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,072/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,434
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,573
−HK$1,154/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,085
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,042
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,567
−HK$1,550/mo
Today · 4.125%
HK$52,117
baseline
▲ 0.50% · 4.625%
HK$55,288
+HK$3,171/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,234/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,559
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,022
−HK$1,484/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$60,537
+HK$3,031/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,067 · Scale 2, in force from 26 Feb 2026)