LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,246
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,094
−HK$861/mo
Today · 4.125%
HK$28,955
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,761/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,910/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,311
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,124
−HK$825/mo
Today · 4.125%
HK$31,949
baseline
▲ 0.50% · 4.625%
HK$33,633
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,898/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,695
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,712
−HK$1,034/mo
Today · 4.125%
HK$34,746
baseline
▲ 0.50% · 4.625%
HK$36,860
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,492/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,373
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,349
−HK$989/mo
Today · 4.125%
HK$38,338
baseline
▲ 0.50% · 4.625%
HK$40,359
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,676/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,205/mo
Today · 4.125%
HK$40,536
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,467/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,072/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,435
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,573
−HK$1,155/mo
Today · 4.125%
HK$44,728
baseline
▲ 0.50% · 4.625%
HK$47,086
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,456/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,043
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,550/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$55,290
+HK$3,172/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,560
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,023
−HK$1,484/mo
Today · 4.125%
HK$57,507
baseline
▲ 0.50% · 4.625%
HK$60,539
+HK$3,032/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,014/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,075 · Scale 2, in force from 26 Feb 2026)