LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,248
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$861/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,126
−HK$824/mo
Today · 4.125%
HK$31,950
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,900/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,714
−HK$1,033/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,862
+HK$2,115/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,375
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,351
−HK$989/mo
Today · 4.125%
HK$38,340
baseline
▲ 0.50% · 4.625%
HK$40,361
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,680/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,333
−HK$1,206/mo
Today · 4.125%
HK$40,539
baseline
▲ 0.50% · 4.625%
HK$43,005
+HK$2,466/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,078/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,438
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,576
−HK$1,154/mo
Today · 4.125%
HK$44,730
baseline
▲ 0.50% · 4.625%
HK$47,088
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,460/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,571
−HK$1,550/mo
Today · 4.125%
HK$52,121
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$3,172/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,242/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,026
−HK$1,484/mo
Today · 4.125%
HK$57,510
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,032/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,020/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,100 · Scale 2, in force from 26 Feb 2026)