LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,248
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$861/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,762/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,126
−HK$825/mo
Today · 4.125%
HK$31,951
baseline
▲ 0.50% · 4.625%
HK$33,635
+HK$1,684/mo
Deposit HK$5.97M · loan HK$5.97M · min. income ≈ HK$63,902/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,714
−HK$1,034/mo
Today · 4.125%
HK$34,748
baseline
▲ 0.50% · 4.625%
HK$36,862
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,496/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,375
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,351
−HK$990/mo
Today · 4.125%
HK$38,341
baseline
▲ 0.50% · 4.625%
HK$40,362
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,682/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,333
−HK$1,206/mo
Today · 4.125%
HK$40,539
baseline
▲ 0.50% · 4.625%
HK$43,006
+HK$2,467/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$81,078/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,438
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,576
−HK$1,155/mo
Today · 4.125%
HK$44,731
baseline
▲ 0.50% · 4.625%
HK$47,089
+HK$2,358/mo
Deposit HK$3.58M · loan HK$8.36M · min. income ≈ HK$89,462/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,572
−HK$1,550/mo
Today · 4.125%
HK$52,122
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$3,171/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$104,244/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,026
−HK$1,485/mo
Today · 4.125%
HK$57,511
baseline
▲ 0.50% · 4.625%
HK$60,543
+HK$3,032/mo
Deposit HK$1.19M · loan HK$10.75M · min. income ≈ HK$115,022/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,104 · Scale 2, in force from 26 Feb 2026)