LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,251
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$861/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,762/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,317
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,130
−HK$824/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,639
+HK$1,685/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,701
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$1,034/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$2,115/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$989/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,022/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,151
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,338
−HK$1,206/mo
Today · 4.125%
HK$40,544
baseline
▲ 0.50% · 4.625%
HK$43,011
+HK$2,467/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,088/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,443
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,581
−HK$1,155/mo
Today · 4.125%
HK$44,736
baseline
▲ 0.50% · 4.625%
HK$47,094
+HK$2,358/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,472/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,052
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,578
−HK$1,550/mo
Today · 4.125%
HK$52,128
baseline
▲ 0.50% · 4.625%
HK$55,300
+HK$3,172/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,256/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,570
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,033
−HK$1,485/mo
Today · 4.125%
HK$57,518
baseline
▲ 0.50% · 4.625%
HK$60,550
+HK$3,032/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,036/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,158 · Scale 2, in force from 26 Feb 2026)