LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,252
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$862/mo
Today · 4.125%
HK$28,961
baseline
▲ 0.50% · 4.625%
HK$30,723
+HK$1,762/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,922/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,317
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,130
−HK$825/mo
Today · 4.125%
HK$31,955
baseline
▲ 0.50% · 4.625%
HK$33,640
+HK$1,685/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,910/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,702
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$1,034/mo
Today · 4.125%
HK$34,753
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$2,114/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,506/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,381
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$990/mo
Today · 4.125%
HK$38,346
baseline
▲ 0.50% · 4.625%
HK$40,368
+HK$2,022/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,692/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,152
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,339
−HK$1,206/mo
Today · 4.125%
HK$40,545
baseline
▲ 0.50% · 4.625%
HK$43,012
+HK$2,467/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,090/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,444
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,582
−HK$1,155/mo
Today · 4.125%
HK$44,737
baseline
▲ 0.50% · 4.625%
HK$47,095
+HK$2,358/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,474/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,053
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,579
−HK$1,550/mo
Today · 4.125%
HK$52,129
baseline
▲ 0.50% · 4.625%
HK$55,301
+HK$3,172/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,258/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,571
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,035
−HK$1,484/mo
Today · 4.125%
HK$57,519
baseline
▲ 0.50% · 4.625%
HK$60,551
+HK$3,032/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,038/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,169 · Scale 2, in force from 26 Feb 2026)