LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,256
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,104
−HK$862/mo
Today · 4.125%
HK$28,966
baseline
▲ 0.50% · 4.625%
HK$30,728
+HK$1,762/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,932/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,322
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,136
−HK$825/mo
Today · 4.125%
HK$31,961
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,684/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,922/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,708
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,725
−HK$1,034/mo
Today · 4.125%
HK$34,759
baseline
▲ 0.50% · 4.625%
HK$36,874
+HK$2,115/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,518/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,387
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,363
−HK$990/mo
Today · 4.125%
HK$38,353
baseline
▲ 0.50% · 4.625%
HK$40,374
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,706/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,159
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,346
−HK$1,206/mo
Today · 4.125%
HK$40,552
baseline
▲ 0.50% · 4.625%
HK$43,019
+HK$2,467/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,104/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,451
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,590
−HK$1,155/mo
Today · 4.125%
HK$44,745
baseline
▲ 0.50% · 4.625%
HK$47,103
+HK$2,358/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,490/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,061
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,587
−HK$1,551/mo
Today · 4.125%
HK$52,138
baseline
▲ 0.50% · 4.625%
HK$55,310
+HK$3,172/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,276/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,580
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,044
−HK$1,485/mo
Today · 4.125%
HK$57,529
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,033/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,058/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,245 · Scale 2, in force from 26 Feb 2026)