LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,258
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$862/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,762/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,138
−HK$825/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,648
+HK$1,685/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,710
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,727
−HK$1,034/mo
Today · 4.125%
HK$34,761
baseline
▲ 0.50% · 4.625%
HK$36,876
+HK$2,115/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,522/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,390
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,366
−HK$990/mo
Today · 4.125%
HK$38,356
baseline
▲ 0.50% · 4.625%
HK$40,377
+HK$2,021/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,712/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,206/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,467/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,454
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,593
−HK$1,155/mo
Today · 4.125%
HK$44,748
baseline
▲ 0.50% · 4.625%
HK$47,107
+HK$2,359/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,496/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,065
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,551/mo
Today · 4.125%
HK$52,142
baseline
▲ 0.50% · 4.625%
HK$55,315
+HK$3,173/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,284/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,584
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,485/mo
Today · 4.125%
HK$57,533
baseline
▲ 0.50% · 4.625%
HK$60,566
+HK$3,033/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,066/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,278 · Scale 2, in force from 26 Feb 2026)