LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,261
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$862/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,733
+HK$1,762/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,328
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,141
−HK$825/mo
Today · 4.125%
HK$31,966
baseline
▲ 0.50% · 4.625%
HK$33,651
+HK$1,685/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,932/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,713
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$1,034/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,880
+HK$2,115/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,393
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$991/mo
Today · 4.125%
HK$38,360
baseline
▲ 0.50% · 4.625%
HK$40,382
+HK$2,022/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,720/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,166
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,353
−HK$1,206/mo
Today · 4.125%
HK$40,559
baseline
▲ 0.50% · 4.625%
HK$43,027
+HK$2,468/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,118/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,459
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,598
−HK$1,155/mo
Today · 4.125%
HK$44,753
baseline
▲ 0.50% · 4.625%
HK$47,112
+HK$2,359/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,506/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,070
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,596
−HK$1,551/mo
Today · 4.125%
HK$52,147
baseline
▲ 0.50% · 4.625%
HK$55,320
+HK$3,173/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,294/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,054
−HK$1,485/mo
Today · 4.125%
HK$57,539
baseline
▲ 0.50% · 4.625%
HK$60,572
+HK$3,033/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,078/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,324 · Scale 2, in force from 26 Feb 2026)