LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,268
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,116
−HK$862/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,763/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,335
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$825/mo
Today · 4.125%
HK$31,974
baseline
▲ 0.50% · 4.625%
HK$33,659
+HK$1,685/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,948/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,721
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,739
−HK$1,034/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,889
+HK$2,116/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,402
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$991/mo
Today · 4.125%
HK$38,369
baseline
▲ 0.50% · 4.625%
HK$40,391
+HK$2,022/mo
Deposit HK$4.78M · loan HK$7.17M · min. income ≈ HK$76,738/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,175
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,362
−HK$1,207/mo
Today · 4.125%
HK$40,569
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,468/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,138/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,469
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,608
−HK$1,156/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,123
+HK$2,359/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,082
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,609
−HK$1,551/mo
Today · 4.125%
HK$52,160
baseline
▲ 0.50% · 4.625%
HK$55,334
+HK$3,174/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,320/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,603
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,068
−HK$1,485/mo
Today · 4.125%
HK$57,553
baseline
▲ 0.50% · 4.625%
HK$60,587
+HK$3,034/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,106/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,433 · Scale 2, in force from 26 Feb 2026)