LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,270
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$862/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,763/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,337
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,151
−HK$825/mo
Today · 4.125%
HK$31,976
baseline
▲ 0.50% · 4.625%
HK$33,662
+HK$1,686/mo
Deposit HK$5.98M · loan HK$5.98M · min. income ≈ HK$63,952/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,723
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$1,034/mo
Today · 4.125%
HK$34,775
baseline
▲ 0.50% · 4.625%
HK$36,891
+HK$2,116/mo
Deposit HK$4.78M · loan HK$7.18M · min. income ≈ HK$69,550/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,381
−HK$990/mo
Today · 4.125%
HK$38,371
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,023/mo
Deposit HK$4.78M · loan HK$7.18M · min. income ≈ HK$76,742/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,365
−HK$1,206/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,469/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,472
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,611
−HK$1,156/mo
Today · 4.125%
HK$44,767
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,359/mo
Deposit HK$3.59M · loan HK$8.37M · min. income ≈ HK$89,534/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,085
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,612
−HK$1,551/mo
Today · 4.125%
HK$52,163
baseline
▲ 0.50% · 4.625%
HK$55,337
+HK$3,174/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$104,326/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,607
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,071
−HK$1,486/mo
Today · 4.125%
HK$57,557
baseline
▲ 0.50% · 4.625%
HK$60,591
+HK$3,034/mo
Deposit HK$1.20M · loan HK$10.76M · min. income ≈ HK$115,114/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$448,462 · Scale 2, in force from 26 Feb 2026)